Preheat the oven to 350°F (180°C). Sprinkle the steaks with salt and pepper. Then coat the steaks with flour.
Heat the oil over medium heat in a large skillet or braising pan that has a lid. When the oil is hot, add the steaks and quickly brown them on both sides -- about 1 minute per side.
Add the water, the Worcestershire sauce, and, if you wish, a generous tablespoon of flour that will thicken the gravy. While the liquid simmers, use a flat spatula to scrape up any bits of meat and flour that have stuck to the bottom of the pan.
Off heat, add the potatoes, onions, and carrots. Cover the pan and transfer it to the preheated oven. Braise until the steaks and vegetables turnmeltingly tender -- usually 1 hour. Enjoy!